Quest Micro-Credit - Credit to Change Lives! +233245630070 / +233577731100 info@questmicrocredit.com
Tailored Financial Solutions

Our Loan Products

We offer fast, flexible, and accessible lending products structured around your personal and business needs.

Choose Your Package

Micro-Credit Products

Click on any product to apply online with instant pre-filled parameters.

Salary Loan Employee Loan

Employee Loan

This product offers quick credit facilities to employees of acceptable reputable companies to meet short-term emergency and personal needs with ease.

  • Competitive rate: ~2.5% per month
  • Loan Amount: GH₵ 500 – GH₵ 30,000
  • Requirements: Payslip & Valid ID
Apply For Employee Loan
Personal Loan Personal Loan

Personal Loan

Geared towards providing timely cash flow for all eligible prospective customers to acquire assets, pay bills, handle medical needs, or personal development.

  • Competitive rate: ~3.5% per month
  • Loan Amount: GH₵ 1,000 – GH₵ 25,000
  • Duration: 1 to 18 Months
Apply For Personal Loan
Business / SME Business Loan

Business Loan

Designed for business owners, shopkeepers, and entrepreneurs to finance working capital, clear goods, purchase inventory, or expand enterprise operations.

  • Competitive rate: ~3.5% per month
  • Loan Amount: GH₵ 2,000 – GH₵ 50,000
  • Flexible monthly or weekly repayments
Apply For Business Loan
Market Vendor Dwadefuor Market Loan

Dwadefuor Market Loan

Tailored working capital for market women, stall owners, and retail traders with zero bureaucratic red tape and fast 24-hour turnaround.

  • Competitive rate: ~3.0% per month
  • Fast 24-Hour Mobile Money disbursement
  • Daily or weekly collection option
Apply For Market Loan
Group Credit Group Loan

Group & Cooperative Loan

Fosters community growth by allowing trusted groups of 3 to 10 entrepreneurs to cross-guarantee each other and unlock lower interest rates.

  • Discounted rate: ~2.8% per month
  • Cross-guarantee (No traditional collateral required)
  • Group training and business guidance
Apply For Group Loan
Got Questions?

Frequently Asked Questions

Everything you need to know about borrowing from Quest Micro-Credit.

What documents do I need to apply?

You will need a valid Ghana Card / National ID, proof of income (payslip or bank/MoMo statement), a passport photo, and contact details for a guarantor.

How quickly will I receive my loan after applying?

Once your application and documents are verified, funds are disbursed within 24 hours directly to your Mobile Money wallet or Bank Account.

Are there any hidden fees or charges?

No. At Quest Micro-Credit, transparency is our core promise. All interest figures and processing terms are clearly communicated upfront before you sign.

How do I make my repayments?

Repayments can be made conveniently via Mobile Money (MTN, Telecel, AT), direct bank transfer, or at our head office in Adabraka, Accra.

Quick Loan Support